This is wrong, very wrong. I have a beat store that has multiple checkout (Credit Card/Debit & Paypal) 7 out of 10 times people use a CC/Debit to buy music from the store. I also have another business selling Wordpress music sites and have a dual checkout system there as well, an average of 70% of the people use a CC/Debit
Buying with a CC/Debit IS the standard, not Paypal.
Paypal also SOMETIMES requires the purchaser to open up a Paypal account before buying which in many cases can lead to lost sales. (Some people don’t want to open an account just to buy something)
The reason why people love Paypal is the relaxed credit check. Getting a merchant account to accept credit cards means you’ll need some or good to ok credit.
Anyway, sucks that you have your Paypal account banned, get on a system that gives you a payment processor choice. Best of luck.